Ryan Keel is the founder of College Smart, a financial education company that focuses on teaching families how to reduce the cost of college. When he's not working he can be found playing Minecraft with his 9 year old, or spoiling his 3 dogs and cat.

Patrick Mineer is the founder and CEO of Golden Path Solutions, a software and services company in Fargo, ND, that connects students, employers, schools, and communities to provide meaningful career exploration and build future workforce. Subscribe to the Golden Path Solutions parent email list.